College Life

1. What types of housing options are available?

Generally, housing options include on-campus living, off-campus living and homestay programs. 

Each has advantages and disadvantages. That's why it's important to examine your individual options, your financial situation and your personal preference.

Remember: whether you live off-campus or on-campus, safety should be an important concern. Take precautions to protect your property and yourself. For instance, always lock your door and avoid areas without adequate lighting at night.

Learn more specific information about different housing options.

2. What is a host family?

For many international students, adjusting to life in the United States can be a lonely and difficult process. To make this process less difficult, many American colleges encourage international students to participate in host family programs. 

Host family programs may be sponsored by a college or by a private organization. These programs help international students make new friends and participate more fully in the local community. Normally, a screening process takes place to match students with the most suitable American family.

Keep in mind that host family programs are not the same as "homestay" program. Local hosts are not expected to provide lodging for international students, but they can create the atmosphere of a "home away from home." For instance, they periodically invite students to dinner and involve them in family, group and community activities. It is not unusual for students and host families to become lifelong friends.

For details on how to participate in a host family program, request information from the international office at the American college you plan to attend.

3. Is it necessary to buy health insurance?

Foreign students are generally required to purchase student health insurance. 

At some colleges, foreign students must purchase the particular health insurance offered through the school. However, if you are able to show that other health insurance policies meet the school's requirements, then you may be permitted to purchase an alternative policy.

As a minimum, any health insurance policy should include sufficient accident and sickness coverage, as well as provisions for repatriation and medical evacuation. Some politics offer optional coverage for dental or vision care.

Even if you purchase a health insurance policy through your school, you may not have insurance coverage from the time you board your airplane to the US until you actually begin classes at an American college. You may wish to purchase additional medical insurance to cover that period until classes start.

4. How do I open a banking account?

Opening a bank account in the US is not difficult, but you should shop around. 

Compare the services offered by various banks. Then choose a bank that offers the services you need. Some banks require a minimum balance in your accounts, while others do not. Some have a checking account fee, and others do not if you maintain a minimum balance in your checking account.

Many banks now offer banking services via computer. If saving time is important to you, banking by computer can be a very expedient way to handle your finances. Convenience of location may also be a factor in choosing a bank. Some banks may have branch offices or ATM machines on your college campus.

When you open your account, take documents to identify yourself, such as a passport or driver's license. You will also be asked for your social security card number. Keep in mind that your bank will report interest earned on savings or checking accounts to the Internal Revenue Service (IRS).

Another advantage of traveler's checks is that they can be replaced if lost. An alternative method for handing your finances is to deposit them in a credit union. Credit unions function like banks in many ways, offering savings and checking accounts. They are also federally insured.

5. How can I obtain a driver's license? Do all states have the same requirements?

If you have a valid driver's license in your country - or an international driver's license - you may still be required to take both a written and a driving test in the United States. 

Besides being required to take these tests, you may be asked to provide evidence that you have a safe driving record. If you do not already have a driver's license, you will definitely be required to take both tests. 

You can obtain a driver's manual that will help you prepare for these tests from the branch office of the Division of Motor Vehicles (DMV) in the state where your school is located. Most cities of sufficient size will have a local branch office where you can be tested.

Depending on the state, the cost of a driver's license will vary. Some states charge only a few US dollars for a driver's license, while others may charge as high as US $30 or more. A US driver's license is usually valid for approximately five years.

When you go to take your driver's license exams, make sure that you have all the necessary items of identification such as a valid passport, a social security card, and so on. Remember that in the United States: driving is not a right, it is a privilege.

6. How can I make friends?

Making new friends is an important part of the school experience. Fortunately, Americans tend to be a friendly people, who are tolerant of - if not a bit uninformed about - other cultures.

You'll want to learn as much as you can about the U.S. culture before you arrive. Once in school, make a point to participate in the wide range of cultural, social and sporting events available. 

Learn more about making friends and understanding the U.S. culture.

7. Does it really matter if I can't speak English properly?

You will be at a disadvantage if you cannot speak English properly - both in the classroom and in making friends. 

That's why it's very important that you strengthen your English writing and speaking skills before you begin your college or university studies. 

There are excellent English as a Second Language (ESL) programs throughout the U.S. They provide a great way to raise your language skills to the level needed to study at a college or university. (Link to ESL programs)

8. How can I ensure I'll be successful in the classroom?

There are a number of ways you can increase your chances of success in the classroom. 

First, be prepared for an academic environment that may be very different than in your country. For instance, classroom participation plays a very important role towards your class grade. So, excellent English skills are important, as well as a willingness to express your opinions in a convincing manner.

You'll also be expected to keep current with reading and writing assignments at all times. For every hour in the classroom, you should estimate several more towards studying. Particularly, your first class term, you should avoid taking too many classes. You will want to allow yourself plenty of time to adjust to a new culture.

More great tips for success in the classroom.

9. Why do experts warn against selecting a college with lots of students from my country? 

There are several reasons why you should avoid selecting a college with many students from your country. 

Experts warn you may be tempted to spend too much time with these students. This will isolate you from meeting Americans. It will also prevent you from strengthening your English skills, because it's so much easier to speak your own language.

Remember: one of the main reasons you're studying in the United States is to learn about the culture. To experience America to the fullest, make an effort to move beyond your own culture for a while.