Benefits

• No provider/hospital restrictions

• Lowest premium possible for all student ages

• Provides renewable flexible coverage periods from one month to one year

• 24-hour emergency assistance

• Cancellation is permitted at any time

Plan Summary

• Individual’s maximum benefit $250,000 for each injury/sickness

• Six month pre-existing conditions policy

• Dependents are eligible

• National wide coverage – This provide the necessary coverage for transfer students among campuses and for traveling students during vacation

• Individual's deductible $100 per plan year

• Maximum out-of-pocket expense $2,000

• Inpatient and outpatient prescription medicine covered as regular medical expenses, no additional cost

• Home country coverage up to $5,000 for covered Injury/Sickness

For a complete description of coverage, please go to http://www.uscampus.com/study_live/healthinsurance/uscampus.pdf .

Premium & Processing fee

Other Fees

• Insurance association fee of $45

• Processing fee of $30 per enrollment, renewal, or cancellation

Enrollment Eligibility

Applicants must be students, faculty, or scholars with F, M, J, or B visas. They must be engaged in international education or research activities outside their home country and have not applied for permanent residency. Dependents are also eligible.

How to Enroll

To purchase “UScampus Health & Accident Insurance Plan”, please go to www.uscampus.com. Click on “Health Insurance”, and select “Purchase Health Insurance” from the menu on the right; then follow the procedures to complete the registration. Upon receiving your payment and documents, the insurance card will be sent to you within the next two weeks.

Important Contact Information

Please Note:

• In case of early policy termination, a prorated refund of any remaining portion of the premium will be returned ONLY if no insurance claims have yet been paid. Once any claim has been paid, no refund is available.
• Resumption of insurance following any lapse or interruption of coverage will be treated as New Enrollment, and pre-existing conditions will not be covered during the first six months. Applicants under regular doctor's care, applicants taking long-term prescription medications, and applicants with pregnancies are asked to take special note of this policy.
• When your visa or student status changes and you are no longer eligible for the insurance coverage, it is the sole responsibility of the insured to notify AIEF with any changes of visa status so that any unused premium can be refunded. Failure to do so may result in rejection of reimbursement of medical expenses and/or termination of insurance. Any complications will be the responsibility of the insured
• Dental and Vision not covered by this insurance, except for injury related treatments
• $100 deductible per plan year for the individual; a deductible of $250 will apply per Emergency Room visit per covered Sickness or Injury, but will be waived if the Covered Person is admitted to the Hospital.